Chapter 2: The Account That Should Have Been Closed
Daniel read the message three times.
DON'T LET YOUR FATHER THROW THAT RECEIPT AWAY.
He turned his phone toward Ava.
“Did you give anyone my number?””
Ava shook her head.
“No. Why would I?””
“Then how does someone know what's happening in this house?””
“Maybe they don't know what's happening here,” Ava replied.
“Maybe they know about the receipt.””
Daniel looked back at the folded paper in his hand.
The account-holder name seemed darker now, almost impossible to ignore.
Evelyn Bennett.
His mother had died when he was twenty-four. At least, that was what he had believed for the last nine years.
He remembered the hospital room, the flowers, the sympathetic faces of relatives who had traveled from different states. He remembered standing beside Harold at the funeral, watching the casket disappear beneath a curtain of white flowers.
He remembered his father crying so hard that Daniel had needed to hold his arm.
There had been no reason to doubt any of it.
Until now.
“Dad,” Daniel said, holding up the receipt, “explain this.””
Harold bent to retrieve a fallen paper napkin. His movements were slow and stiff.
“Please, son. Not like this.””
“Not like what? In front of my wife? In the house where you raised me?””
Harold straightened.
“I didn't want your birthday to end this way.””
Daniel let out a sharp breath.
“You think this is about the cake?””
He slapped the receipt onto the table.
“Mom's name is on a bank withdrawal dated today. Someone took money from an account that should have been closed years ago. And you look like you've just seen a ghost.””
Harold glanced at the receipt.
“I need you to listen to me.””
“I've been listening to your excuses my entire life.””
“Daniel,” Ava interrupted, “let him finish.””
Daniel turned on her.
“Don't defend him.””
“I'm not defending him. I'm asking you to stop shouting long enough to hear what he has to say.””
For a moment, Daniel seemed ready to argue.
Then he looked at Harold again.
“Fine,” he said.
“Talk.””
Harold pulled out a chair but didn't sit down. Instead, he gripped its back with both hands.
“Your mother opened that account a long time ago,” he began.
“Before she got sick.””
“I know that.””
“She wanted it kept separate from everything else.””
“Why?””
Harold hesitated.
Daniel struck the table with his palm.
“Why?””
“I can't tell you everything.””
Daniel stared at him in disbelief.
“You can't tell me everything?””
Harold's eyes filled with tears.
“Not yet.””
Ava slowly lowered herself into the nearest chair.
“Harold,” she said gently, “what does the withdrawal mean?””
He looked at her.
“It means someone accessed the account.””
“That much is obvious,” Daniel snapped.
“The question is who.””
Harold looked down at his hands.
“I don't know.””
The answer came too quickly.
Daniel heard it. Ava heard it, too.
“You're lying,” Daniel said.
“I'm not.””
“Then look at me and say it again.””
Harold raised his face.
“I don't know who made that withdrawal.””
His voice trembled, but he held Daniel's gaze.
For a moment, Daniel almost believed him.
Then Harold added, “And I don't know why they did it today.””
Daniel grabbed the receipt again.
“I'm calling the bank.””
He pulled out his phone and searched for the customer service number. Ava moved closer, reading the printed details over his shoulder.
The receipt showed a withdrawal of eight hundred dollars at 8:17 that morning.
It also displayed the last four digits of the account number.
Daniel recognized them.
He had seen those numbers once before, years ago, on an old envelope in his father's desk. When he'd asked about it, Harold had told him the account was a private savings fund his mother had opened for emergencies.
Daniel had never thought about it again.
Now he wished he had.
The automated phone system answered, and Daniel selected the option for existing accounts.
After several minutes, a customer service representative came on the line.
“Thank you for calling. My name is Michelle. How may I help you today?””
“My name is Daniel Bennett,” he said.
“I'm holding a receipt for an account belonging to Evelyn Bennett. There's been a withdrawal today, and I need to know whether the account is active.””
“I'm sorry, sir. For security reasons, I can't disclose account information without verifying the account holder or an authorized representative.””
Daniel glanced at Harold.
“Can you at least confirm whether the receipt is legitimate?””
“I can explain how to verify it, sir, but I can't confirm private account details based on the information you've provided.””
“Someone withdrew money this morning.””
“I understand your concern.””
“It's an account belonging to my mother. She's been dead for nine years.””
Ava closed her eyes briefly.
Harold's grip tightened around the chair.
There was a pause on the line.
“I'm sorry for your loss, sir,” Michelle said.
“If the account holder is deceased, the appropriate next step may involve the estate or an authorized representative. I can explain the process.””
Daniel rubbed his forehead.
“So you can't tell me anything.””
“Not without the required verification.””
He ended the call.
The room seemed smaller than before.
Ava reached for the receipt, but Daniel kept hold of it.
“Let me see the bottom,” she said.
He turned it over.
There was a faint line of printed text beneath the transaction details. Most of it was difficult to read because a crease ran through the paper.
Ava leaned closer.
“There's a reference number here.””
Daniel examined it.
“And a branch code.””
He searched the code on his phone.
The result showed a branch across town.
Daniel frowned.
“That's nowhere near Dad's neighborhood.””
Harold said nothing.
“Did you go there this morning?”” Daniel asked.
“No.””
“Then who did?””
“I told you. I don't know.””
Daniel began pacing between the dining table and the kitchen counter.
The ruined cake remained scattered across the floor. Chocolate frosting had smeared beneath one of the chairs, and a broken candle lay beside Harold's shoe.
Ava picked up a clean towel.
“Let's take a breath,” she said.
Daniel spun around.
“How can you tell me to take a breath? My dead mother's bank account was used today!””
“I know.””
“No, you don't.””
Ava stopped wiping the counter.
“Then tell me what you think is happening.””
Daniel opened his mouth, but the answer wouldn't come.
He didn't know whether his father had stolen money, whether someone had forged a document, or whether the bank had made a mistake.
All he knew was that Harold was withholding something.
And Daniel had spent his entire adult life believing he knew everything important about his family.
He walked to the small wooden desk near the living room doorway.
“Where are the old papers?”” he demanded.
Harold followed him with his eyes.
“What papers?””
“Mom's papers. Insurance documents. Bank statements. Anything from when she died.””
“They're put away.””
“Where?””
“Daniel, please.””
“Where?””
Harold's shoulders sagged.
“In the bottom drawer.””
Daniel pulled open the drawer.
Inside were envelopes, old utility bills, a folded funeral program, and a small stack of photographs held together by a rubber band.
He swept the papers aside.
Ava watched him, her expression growing more troubled with every movement.
“Careful,” she said.
“Some of those documents might be important.””
Daniel found an envelope with his mother's handwriting on it.
His chest tightened.
He recognized the looping capital E. He remembered it on school lunch notes and birthday cards, on labels stuck to jars in the kitchen.
The envelope was sealed.
Across the front, in blue ink, were five words.
*FOR DANIEL, WHEN HE'S READY.*
He stared at the message.
“Dad?””
Harold appeared in the doorway.
The moment he saw the envelope, the color drained from his face.
“Put that back,” he said.
Daniel slowly turned toward him.
“Why?””
“Because you shouldn't open it.””
Daniel held the envelope up.
“You've kept this for nine years, and you want me to put it back?””
Harold took one step forward.
“Your mother asked me to keep it safe.””
“Then why didn't you give it to me?””
“Because I promised her I wouldn't.””
Daniel's fingers tightened around the paper.
“Promised her what?””
Harold's eyes shone with tears.
“That if the day ever came when you found out the truth, I would tell you myself.””
The house fell silent.
Ava looked from one man to the other.
“What truth?”” she whispered.
Harold reached toward the envelope.
Daniel pulled it away.
“No,” he said.
“You've had nine years to tell me.””
He slid a finger beneath the flap and began to open it.
Harold's voice broke.
“Daniel, if you read that letter, you may never see your mother the same way again.””
Daniel stopped.
For one brief moment, the old memories returned: his mother's laugh, the scent of cocoa butter on her hands, the way she used to kiss his forehead before school.
Then he looked at the bank receipt.
A withdrawal from that morning.
A message from an unknown number.
A letter his father had hidden for nine years.
He opened the envelope.
Inside was a single sheet of paper.
The first line made his knees weaken.
*My darling Daniel, if you're reading this, then someone has finally found the account I told your father to protect.*
He looked up.
“Dad,” he whispered.
“What account was she protecting?””
Harold covered his mouth with one trembling hand.
And before he could answer, Ava noticed a second piece of paper slipping from the envelope.
It wasn't a letter.
It was a photograph.
A recent photograph.
May you like
On its back, in handwriting Daniel recognized immediately, were four words:
*I'M CLOSER THAN YOU THINK.*