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Chapter 3: What My Father Really Left Behind

I didn't sleep that night.

Richard's words kept repeating in my head.

Your father left something behind.

At 7:30 the next morning, I called an attorney.

Her name was Margaret Collins. I'd met her three years earlier when I needed help revising my will after Sienna was born.

She listened without interrupting as I explained everything.

The birthday party.

The photograph.

Richard's ring.

The property records.

The payments.

When I finished, she asked one question.

“Emily, do you have copies of every transfer you've made to your mother?””

“Yes.””

“Do you have the original estate documents from your father's death?””

“I might. My mother handled everything.””

Margaret paused.

“That may be a problem.””

“Why?””

“Because if your mother represented that she needed money for a mortgage that had already been discharged, we need to understand where that money went.””

I stared at the pile of bank statements on my table.

“Can she get in trouble?””

“If the payments were obtained through deliberate misrepresentation, potentially. But we need evidence before making accusations.””

I nodded.

“Can you help me get the estate documents?””

“Yes. Bring everything you have this afternoon.””

At noon, I drove to my mother's house.

I hadn't planned to go inside.

I only wanted to ask for the folder containing my father's paperwork.

But when I arrived, Richard's black SUV was parked outside.

The curtains were closed.

I rang the bell.

My mother opened the door.

She looked exhausted.

Her hair was uncombed, and she'd changed out of the expensive dress she'd worn at the party into an old cardigan.

“Emily.””

“Mom.””

She glanced behind me.

“Are you alone?””

“Yes.””

She stepped aside.

“Come in.””

I walked into the living room.

The gold balloons from her birthday party were still attached to the staircase. Several had deflated and hung near the floor.

The enormous cake remained on the dining table, half-eaten.

My mother noticed me looking at it.

“You ruined my birthday.””

I took a breath.

“I'm not here to discuss your birthday.””

“Then why are you here?””

“I need Dad's estate documents.””

Her face changed.

“What?””

“The paperwork from when he died. I want copies.””

Linda walked toward the kitchen.

“Why would you need those?””

“Because I've been paying your mortgage for years, and apparently there hasn't been one.””

She stopped.

For a moment, the only sound was the refrigerator humming.

Then she turned.

“Who told you that?””

“The property records.””

“You had no right to go digging through my private business.””

“It's my money.””

“Your father left me this house.””

“Then why is Richard Hale listed as trustee?””

Her eyes widened.

I watched the reaction carefully.

She knew exactly what I was talking about.

“Richard has helped me manage things.””

“Since when?””

“That's none of your concern.””

“Seven years?””

My mother folded her arms.

“You've become very disrespectful.””

I laughed softly.

“That's interesting coming from someone who told her granddaughter to eat in the kitchen.””

“Don't bring Sienna into this.””

“You brought her into it when you humiliated her.””

Linda looked toward the hallway.

“Keep your voice down. Richard is here.””

“Good. I'd like to speak with him.””

She stepped in front of me.

“No.””

“Why?””

“Because you're upsetting everyone.””

I stared at her.

“Mom, what did Dad leave behind?””

Her expression hardened.

“Nothing that concerns you.””

I took out my phone.

“Then explain why my money has been going to Hale Property Management.””

She reached for the phone.

I pulled it away.

“Don't you dare.””

“Give me that.””

“No.””

Her voice rose.

“You have no idea how much I've sacrificed for you!””

I looked at her.

“Then tell me where the money went.””

She opened her mouth.

A man's voice came from the hallway.

“Linda, let her ask.””

Richard walked into the living room.

He was wearing a gray sweater and dark trousers.

On his right hand was the gold ring.

My father's ring.

Up close, I could see a small engraving inside the band.

The initials M.M.

My father's name had been Michael Morgan.

I pointed at it.

“Where did you get that?””

Richard looked down.

“Michael gave it to me.””

“Why?””

“Because he trusted me.””

I felt anger rising.

“Then why did my mother tell me it was buried with him?””

Linda turned sharply toward Richard.

“Don't.””

He ignored her.

“Your father and I were business partners. We built a property portfolio together.””

“What property portfolio?””

Richard glanced at Linda.

She shook her head.

He sighed.

“Michael owned several rental properties. He also had investments in commercial real estate.””

My father had never mentioned any of that to me.

I knew he ran a construction company, but he'd always described his business as modest.

“How many properties?””

“Eleven when he died.””

I stared at him.

“Eleven?””

“Some were residential. Others were commercial.””

My mother interrupted.

“He's exaggerating.””

Richard looked at her.

“Linda, we agreed to stop lying.””

Her face went pale.

I turned toward him.

“What happened to them?””

Richard pulled out a chair.

“Your father established a trust shortly before he died. He wanted the rental income to provide for his family.””

“Which family?””

He looked directly at me.

“You, your brother, and your mother.””

I felt my throat tighten.

“Then why have I been paying for everything?””

Richard didn't answer immediately.

Instead, he opened a leather folder.

He removed a document and placed it on the coffee table.

“This is the original trust agreement.””

I leaned forward.

My father's signature was at the bottom.

I recognized it immediately.

Richard pointed to a paragraph.

“Your father specified that the rental income should cover the household expenses and provide a monthly allowance to Linda. He also established separate educational funds for his children.””

I looked at my mother.

“You told me there was nothing.””

She sat down.

“I was trying to protect you.””

“From what?””

“From your father's business.””

Richard shook his head.

“That's not what happened.””

Linda turned toward him.

“Richard, please.””

He continued.

“The properties generated substantial income. After your father's death, Linda became the primary beneficiary of the trust's income.””

I looked at the paperwork.

“Then what was my money paying for?””

Richard hesitated.

“That's something we need to examine.””

My mother stood abruptly.

“This conversation is over.””

I didn't move.

“No. It isn't.””

She pointed toward the front door.

“Get out of my house.””

I looked at Richard.

“Who owns this house?””

He didn't answer.

I asked again.

“Who owns it?””

He slowly turned the document toward me.

The trust agreement contained an additional page.

A page I had never seen.

It listed the beneficiaries.

Linda Morgan.

Jason Morgan.

And Emily Morgan.

My name.

Underneath it was a clause that made me stop breathing.

The house was supposed to transfer into my name when I turned thirty-five.

I was thirty-four.

I looked at my mother.

“You knew?””

Her silence was answer enough.

“You knew this house was supposed to become mine?””

Linda's eyes filled with tears.

“I was going to tell you.””

“When?””

She looked down.

Richard closed the folder.

“There's something else, Emily.””

I turned toward him.

He took out another document.

“This trust wasn't simply established to preserve your father's properties. It was established because Michael discovered that someone close to him had been diverting company funds.””

I felt the room go still.

“Who?””

Richard looked at Linda.

My mother started shaking her head.

“Don't you dare.””

He placed the document on the table.

It was a bank transfer authorization.

My father's signature appeared at the bottom.

But the account receiving the money belonged to someone else.

Someone whose name I recognized.

My mother.

Richard spoke quietly.

“Your father discovered the missing money three weeks before he died. He changed the trust agreement because he believed the person responsible would eventually try to take everything.””

I stared at the document.

Then at my mother.

“Did you steal from Dad?””

Linda's face crumpled.

“You don't understand.””

“Then explain it.””

She covered her mouth.

Richard looked toward the hallway.

“There's one more document you need to see.””

He reached into the folder and removed a sealed envelope.

My father's handwriting was across the front.

*For Emily. Only to be opened when she turns thirty-five.*

My birthday was six weeks away.

I looked at Richard.

“Why are you showing me this now?””

He glanced at my mother.

“Because your mother has been trying to transfer the remaining properties before your birthday.””

I felt my knees weaken.

“Why?””

Richard lowered his voice.

“Because when you turn thirty-five, you become the controlling beneficiary of the trust.””

My mother suddenly stepped forward and grabbed the envelope.

“No!””

I caught her wrist.

“Mom, what are you hiding?””

She looked at me with tears running down her cheeks.

Then she said something I never expected.

“Your father didn't leave you the money, Emily.””

She looked toward Richard.

“He left you the truth.””

And before I could ask what that meant, Richard opened the final page of the trust agreement.

At the bottom was a handwritten note.

It contained one name.

May you like

The name of the person my father had accused of betraying him.

*Linda Morgan.*

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