Chapter 4: The Signature of a Dead Woman
I stared at my mother's signature until the letters stopped looking like letters.
Elizabeth Bennett.
The elegant curve beneath the E. The small loop in the B. The final stroke that dipped below the line, just as it had on every birthday card she had ever signed.
I knew that handwriting better than my own.
I had spent eleven years keeping her handwritten notes in a wooden box beneath my bed. Grocery lists. Birthday cards.
A recipe for lemon cake stained with flour. A note she had left beside my school lunch when I was sixteen.
Don't let the world make you forget how special you are.
That was my mother.
And according to the document on Daniel's desk, she had signed an application for a bank account opened four years after her death.
My mouth went dry.
"This is impossible.""
Daniel removed his glasses and examined the document again.
"The date is October fourteenth, four years ago," he said.
"The account was opened at a branch in Hartford. Your mother died eleven years ago.""
"Then someone forged her signature.""
"That is one possibility.""
"One possibility?"" My voice cracked.
"She's dead, Daniel. What other possibility is there?""
He didn't answer.
I snatched the document from the desk and examined the signature beneath the printed name.
There was something wrong with it.
The handwriting was convincing, but the pressure of the pen seemed uneven. My mother always pressed hard when she signed her name. She used to joke that she was trying to leave a permanent mark on the world.
This signature looked as though someone had carefully copied it.
"Who submitted this?"" I demanded.
"The bank records don't identify the person who physically delivered the application. We'll need the original file.""
"Then get it.""
"I will.""
"No. I mean now.""
Daniel looked at me with the patience of someone who understood that grief had finally turned into anger.
"Emily, I will contact the bank's legal department as soon as we finish here. But I need you to understand something. If someone forged your mother's signature, that could indicate identity fraud, financial misconduct, or something more complicated. We cannot assume we know the entire story.""
I pushed away from the desk.
"Everyone keeps telling me what I cannot assume. My father is dead. My stepmother threw me out of my own house. Somebody opened an account using my name, and now my dead mother is apparently signing documents from beyond the grave.""
My voice echoed through the office.
Daniel remained silent.
I pressed my fingers against my temples.
"Sorry.""
"You have nothing to apologize for.""
I sat again, but my eyes stayed on the paper.
"What if Mom knew something about the money?""
"She died before the account was opened.""
"What if the account was planned before she died?""
Daniel looked at me carefully.
"That is possible. Your father never explained why he believed the account might connect to her death.""
A cold sensation moved through my stomach.
My mother's death had been ruled an accident.
She had been driving home from a charity dinner on a rainy Thursday night when her car left the road and struck a tree. The police said she had lost control on a sharp bend.
I was seventeen.
I remembered my father standing in our kitchen at two in the morning, gripping the counter so tightly that his knuckles turned white.
I remembered him telling me that accidents happened to good people.
And I remembered Vanessa arriving at the funeral three months later as one of Dad's business acquaintances, carrying white lilies and offering to help with the paperwork.
She had been there long before she became his wife.
I looked at Daniel.
"Did Dad know Vanessa before my mother died?""
He hesitated.
"They met professionally several years before your father remarried. I don't know the exact date of their first meeting.""
"Was she at Mom's funeral?""
"I believe she was.""
"Did she know Mom?""
"I can't say.""
I looked down at the forged signature.
Suddenly, the room felt too small.
"I need to go home.""
Daniel glanced at the clock.
"We should arrange access to the property first.""
"I mean my apartment. I need to think.""
He gathered the documents and placed them in a secure folder.
"I'll contact the bank. I'll also request the original account application and any identification documents submitted with it. Meanwhile, I want you to search your personal records for that email you mentioned.""
I stood.
"What happens if the application was forged?""
"Then we determine who forged it, who benefited from the account, and whether the evidence supports a criminal complaint.""
"And if it leads to my mother's death?""
Daniel's face tightened.
"Then we follow the evidence wherever it takes us.""
He walked me to the door.
Before I left, he placed a small envelope in my hand.
"Your father gave me this several months ago. He instructed me to keep it separate from his estate documents.""
I turned it over.
My name was written across the front.
"What's inside?""
"I don't know. He sealed it himself.""
I almost opened it immediately.
Then my phone rang.
The caller ID showed Vanessa.
I stared at the screen.
Daniel's expression hardened.
"Don't answer if you don't want to.""
I accepted the call.
"What do you want?""
Vanessa's voice was suddenly warm.
"Emily, sweetheart, I've been thinking.""
The false tenderness made my skin crawl.
"About what?""
"About today. We were both upset. Your father's funeral was difficult for everyone.""
"You threw my suitcase onto the porch.""
"I was overwhelmed.""
"You told me Dad left you everything.""
"He did leave me his estate.""
"Not the house.""
Silence.
Then she sighed.
"I see Daniel has been filling your head with nonsense.""
"The deed is in my name.""
"Your father made a temporary arrangement years ago. It doesn't mean what you think it means.""
"Daniel says it does.""
"Daniel is a lawyer. Lawyers make money by turning family disagreements into expensive battles.""
I looked at the envelope in my hand.
"Why did you open a bank account in my name?""
The silence that followed was so complete that I could hear traffic passing outside Daniel's office.
When Vanessa finally spoke, her voice had lost its sweetness.
"What did you say?""
"The account opened four years ago. The one connected to Dad's missing money.""
"You're making accusations you don't understand.""
"Then explain it.""
"Your father was sick. He was confused about his finances. You know that.""
"He said the signature on the application didn't match mine.""
Vanessa inhaled sharply.
Then she said, "You need to be very careful about what you repeat.""
My fingers tightened around the phone.
"Is that a threat?""
"It's advice. You have no idea what your father was involved in before you were old enough to understand anything.""
"What does that have to do with Mom?""
For a fraction of a second, Vanessa said nothing.
Then she laughed, but the sound was strained.
"Your mother has been dead for eleven years. Leave her out of this.""
"Why? What happened to her?""
"She died in a car accident, Emily. You were there when they buried her. Stop trying to invent a conspiracy because you're angry about the house.""
I felt the blood drain from my face.
"How do you know what Dad told me?""
The line went quiet.
Then Vanessa said, "Come home tomorrow morning. We need to discuss this like adults.""
She ended the call before I could respond.
I lowered the phone.
Daniel had heard enough to understand that something had changed.
"What did she say?""
I looked at the envelope my father had left me.
"She knows about the account.""
"Did she admit anything?""
"No. But she knew about Mom's accident before I mentioned it.""
Daniel's expression darkened.
"Emily, don't contact her again until we've reviewed the documents.""
I nodded, though my mind was already racing.
I left his office and drove to my apartment, a small second-floor unit above a bakery. The familiar smell of warm bread usually comforted me. That evening, it made me think of my mother standing in our old kitchen, humming while she kneaded dough.
I placed my keys on the counter and opened the envelope.
Inside was a single photograph.
My mother stood beside my father outside a restaurant, smiling at the camera. She wore the blue coat she had been wearing the week she died.
A man stood behind them, half-hidden in the shadows.
I turned the photograph over.
My father's handwriting covered the back.
October 12. Two days before the account was opened. If Vanessa is involved, find out why she was meeting him.
Below that was a name.
*Richard Hale.*
I had never heard of him.
May you like
Then I noticed the second line, written in smaller letters.
He was the last person to see your mother alive.