Chapter 4: What My Mother Signed
“Once the wedding is over, Andre will never know what his mother signed.””
Simone's voice came through the ballroom speakers, clear and unmistakable.
Nobody moved.
The recording continued with the faint sound of heels against marble, followed by the rustle of papers.
Then another voice answered.
Patricia.
“And what happens if Loretta asks questions?””
Simone laughed softly.
“By then, the money will be where it needs to be. She'll think she misunderstood the documents.””
My mother's knees nearly buckled.
I caught her arm before she could fall again.
“Mom, sit down.””
“I can't,” Loretta whispered.
“Andre, I can't believe this.””
I guided her toward a nearby chair, then turned to Marcus.
“Keep playing it.””
Simone rushed toward him.
“No! This is a private conversation!””
Marcus stepped back, putting the monitor between them.
“Ma'am, this is recorded security audio from the venue. I can't delete or alter it at your request.””
“Then turn the volume down!””
“No,” I said.
My voice sounded different to my own ears. Lower. Colder.
Simone looked at me as if she were seeing a stranger.
“Andre, please. You have to let me explain.””
“You've had three years to explain who you are.””
The recording crackled.
Patricia's voice returned.
“What if the bank contacts her?””
Simone answered without hesitation.
“Then I'll tell them she authorized everything. The signatures are there.””
“And if Andre finds out?””
“He won't. Not until it's too late.””
I closed my eyes.
My father used to tell me that the truth rarely announced itself with a thunderclap. Usually, it arrived quietly, hiding inside an ordinary sentence you wished you had never heard.
Now I understood what he meant.
The woman I had planned to spend my life with had been discussing my mother's money as if it were already hers.
I opened my eyes and looked at Simone.
“How much?””
She blinked.
“What?””
“How much money did you take from my mother?””
“I didn't take anything.””
I turned to Marcus.
“Play the rest.””
Simone grabbed a champagne flute from a nearby table and slammed it down hard enough to make several guests jump.
“Stop treating me like a thief!””
A shard of glass broke loose and skittered across the marble.
My mother flinched.
I moved between them.
“Don't you dare frighten her again.””
For the first time, Simone looked genuinely afraid of me.
Not because I was going to hurt her.
Because I was no longer going to protect her from the consequences of her own actions.
The recording resumed.
Patricia asked, “And the ring?””
Simone answered, “That was insurance.””
“Insurance against what?””
“Against Loretta deciding to become difficult. If she complains about the paperwork, we'll tell everyone she's confused. If she accuses me of stealing, we'll say she's always been possessive about that old ring.””
I stared at the monitor.
My mother's face crumpled.
“She knew,” Loretta whispered.
“She knew how much that ring meant to me.””
I knelt beside her.
“Mom, I'm sorry.””
She shook her head, tears slipping down her cheeks.
“You didn't do this, baby.””
“But I brought her into your life.””
“You loved her. That's not a crime.””
Those words nearly broke me.
Behind us, Simone began crying.
Real tears, perhaps. Or another performance. I could no longer tell.
“Andre, listen to me,” she pleaded.
“I made a mistake. I was under pressure. My mother was having financial problems, and I thought I could fix everything before it became serious.””
Patricia's face turned crimson.
“Don't drag me into this.””
Simone spun toward her.
“You said it would be fine!””
“I said you needed to be careful!””
The guests erupted into whispers.
I raised my hand.
“Both of you. Stop.””
They fell silent.
I took out my phone and called the bank's fraud department. I had the number saved because I'd helped my mother establish the account years earlier.
When a representative answered, I explained that my mother was present and suspected unauthorized activity.
The representative asked to speak directly with Loretta.
My mother took the phone with trembling fingers.
“Yes,” she said.
“My name is Loretta Brooks. I believe someone may have used documents I signed without explaining them to me.””
She listened.
Her face slowly drained of color.
“What do you mean, a transfer?””
I stood.
“What transfer, Mom?””
She held up one finger, asking me to wait.
“Yes, I understand. No, I did not authorize anyone to transfer my entire investment account.””
Simone stopped crying.
Patricia grabbed her daughter's elbow.
The bank representative continued speaking.
My mother whispered, “How much?””
A long silence followed.
Then she handed me the phone.
I listened as the representative confirmed that a transfer request had been submitted using paperwork bearing Loretta's signature. The request was under review, and the bank had flagged it because the destination account did not match the beneficiary information on file.
“Has any money moved?”” I asked.
“Not at this time, sir. The transfer is being held pending verification.””
I exhaled for the first time in several minutes.
“Please freeze any pending transactions and document this call. My mother will visit a branch with identification and independent legal assistance.””
The representative confirmed the instructions.
I ended the call.
Simone stepped toward me.
“See? Nothing happened. The money is still there.””
I stared at her.
“You tried to transfer it.””
“I was going to put it back!””
“From where?””
She had no answer.
I looked at Patricia.
“Did you know about the transfer?””
Her eyes flickered toward Simone.
That was enough to tell me there was more.
“I asked you a question,” I said.
Patricia straightened her shoulders.
“I knew Simone was trying to help the family.””
“Which family?””
She looked at the guests, then at the security monitor.
Finally, she said, “Our family has debts.””
Simone's eyes widened.
“Mom, shut up.””
Patricia ignored her.
“Your wedding was supposed to solve several problems. Simone told us you had agreed to help us financially after the ceremony.””
I felt as if someone had opened a door beneath my feet.
“I never agreed to that.””
“I know that now.””
“No. You knew that before today.””
Patricia lowered her gaze.
A guest near the windows began recording on her phone.
Simone noticed and pointed at her.
“Put that away!””
The guest didn't move.
I looked toward the ballroom entrance.
“Marcus, please escort anyone who wants to leave to the lobby. Preserve all recordings. Nobody deletes anything.””
Marcus nodded.
Simone reached for my hand.
“Andre, please. Don't destroy our lives over a misunderstanding.””
I pulled away.
“You tried to take my mother's savings, then stole the one thing she wears to remember my father.””
“I said I was sorry!””
“No, Simone. You said you were sorry because I caught you.””
Her mouth opened.
Nothing came out.
I turned toward the wedding planner, who stood near the flower arrangements with a clipboard pressed to her chest.
“Cancel the ceremony.””
Her eyes widened.
“Are you certain?””
I looked at the white aisle, the flowers, and the empty space where I was supposed to stand beside Simone and promise to love her forever.
“Yes.””
Simone made a small, broken sound.
Then Marcus's phone rang again.
He checked the screen and looked at me with a frown.
“Mr. Brooks, there's one more thing. The bank has sent a copy of the authorization documents to your mother's email.””
He hesitated.
“The account transfer isn't the only request on the paperwork.””
I stepped closer.
“What else did she sign?””
Marcus looked at Loretta.
Then he read the final line on the document.
“An application to change the legal owner of the account.””
May you like
My mother covered her mouth.
And Simone whispered, “That wasn't supposed to be in there.””
