Chapter 8: Five Transfers and One Terrible Secret
“Lock the door.””
My father's instruction stopped everyone.
The security supervisor, who had been standing just outside the reception room, stepped inside and closed the door. He didn't lock it, but he remained nearby while Daniel made a call to his independent legal counsel.
Victoria stared at him.
“You cannot detain me.””
“I'm not detaining anyone,” Daniel replied.
“I'm making sure nobody leaves with documents that may be relevant to a potential fraud investigation.””
“Potential fraud?”” She laughed, though her voice cracked.
“You sound like a stranger.””
“Then perhaps you should have treated your family like family.””
Richard placed the file on the table again.
“I want to be clear about something. I have not established that every transfer was unauthorized. We need the trustee's original records, the receiving bank's information, and independent verification of the signatures.””
My father nodded.
“Then we get them.””
Victoria moved toward the window.
“I want my own attorney present before anyone asks me another question.””
“That's your right,” Richard said.
“Finally, someone in this room understands the law.””
“But your right to counsel doesn't change the documents already in evidence.””
She spun around.
“You think those documents prove I stole anything?””
“No,” Richard answered.
“They establish that money moved from Ava's trust into an account associated with Colebridge Advisory Group. We need to determine who authorized the transfers, who benefited, and whether the transactions complied with the trust's terms.””
My palms felt cold.
I stared at the company name.
“Why would someone transfer my money into a company account?””
Richard looked at me carefully.
“There are several possible explanations. Some may be legitimate. Others may not be. We shouldn't jump to conclusions.””
My father placed a hand on the table.
“Then let's establish the facts.””
He turned toward Victoria.
“Have you ever heard of Colebridge Advisory Group?””
She didn't answer.
“Victoria.””
“I've heard the name.””
“Where?””
“Through business contacts.””
“Which contacts?””
She looked at Richard.
He shook his head.
“Don't look at me. I didn't authorize those transfers.””
My father took a slow breath.
“Who owns the company?””
Richard opened his laptop and typed something into the search bar. He examined the screen, then turned it toward Daniel.
“The company was incorporated six years ago. Its registered director is a holding entity. The beneficial ownership records will require further review.””
“Who signed the paperwork?””
Richard clicked another document.
His expression changed.
“That's interesting.””
“What?”” I asked.
He enlarged the screen.
“The original company filing lists a director named Marcus Cole.””
My father frowned.
“Your brother?””
Richard shook his head.
“My son.””
Silence.
Victoria closed her eyes.
I looked from Richard to the screen.
“Your son owns the company that received money from my trust?””
“His name appears on the original filing,” Richard replied.
“That doesn't establish that he personally controlled the account or received the funds.””
My father rose.
“Did you know about these transfers?””
“No.””
“Did you prepare the authorization?””
“No.””
“Did you know your son was connected to the company?””
“I knew he had registered a consulting business. I did not know it had received funds from Ava's trust.””
Victoria let out a brittle laugh.
“What a remarkable coincidence.””
Richard's expression hardened.
“You seem very eager to suggest I participated in something I have just discovered.””
“Perhaps because you were the one holding the documents.””
“And perhaps because you asked me to prepare an estate amendment that you couldn't substantiate.””
My father struck the table with his palm.
“Enough.””
The sound startled all of us.
He looked at Richard.
“You will disclose every relevant document to independent counsel. If your son is connected to these transfers, that connection must be investigated. You will not conduct that investigation yourself.””
Richard nodded slowly.
“I agree.””
Then Daniel turned toward Victoria.
“And you will explain your involvement.””
She shook her head.
“Not without my attorney.””
“Fine.””
My father reached for his phone again.
“I'll arrange one.””
Victoria stared at him in disbelief.
“You're going to pay for a lawyer to question your own wife?””
“I'm going to make sure everyone has proper representation while we establish what happened.””
For the first time, she appeared unable to find a reply.
Chloe remained near the door, her arms wrapped around herself. She had stopped crying, but her eyes were swollen.
I turned toward her.
“Did you know about Colebridge?””
She shook her head.
“No.””
“Did your mother ever talk about the trust?””
“Sometimes.””
“What did she say?””
Chloe looked down.
“She said your mother had left complications behind. She said the money was tied up in paperwork, and that you would become difficult if you learned about it.””
My stomach tightened.
“Difficult?””
“She said you would think you deserved everything.””
I swallowed.
“What did you think?””
Chloe looked at me for a long time.
“I thought she was right.””
The honesty hurt more than a fresh lie would have.
She continued, her voice trembling.
“Mom told me you were jealous of me because Dad paid for my clothes, my trips, and my college. She said your mother had made sure you were taken care of, and that you were always asking for more.””
I stared at her.
“You knew I worked two jobs.””
“I know.””
“You knew I couldn't afford college applications.””
“I know, Ava.””
“And you still believed her?””
Chloe's face crumpled.
“I wanted to believe her.””
She wiped her eyes.
“If she was wrong about you, then I had to admit I'd been cruel for years for no reason. I didn't want to face that.””
I looked away.
There was no satisfying answer to that confession. She had chosen comfort over truth, and I had paid the price.
My father approached us.
“Chloe, I need you to think carefully. Did Victoria ever ask you to sign anything on Ava's behalf?””
Chloe shook her head.
“No.””
“Did she ever ask you to deliver documents to Richard?””
She hesitated.
Then she reached into her purse again.
“There was one time.””
Victoria's head snapped around.
“Chloe!””
My stepsister flinched but continued.
“Mom gave me a sealed envelope about a month ago. She told me to take it to Richard's office and not ask questions.””
My father stared at her.
“Did you deliver it?””
“Yes.””
Richard's face tightened.
“Do you remember when?””
“October second.””
Richard immediately opened his calendar.
“That was the day I received the first authorization.””
Chloe began to cry again.
“I didn't know what was inside. Mom told me it was just paperwork for Dad's estate.””
Victoria stepped toward her.
“You're twisting everything!””
Chloe backed away.
“You told me it was harmless!””
“It was!””
“Then why did Richard tell you he couldn't finalize it?””
Victoria stopped.
The silence that followed was more revealing than any answer.
Richard opened a separate folder.
“I have the email I sent Victoria after reviewing the authorization. I advised her that the signature required independent verification and that I would not proceed until Ava confirmed it herself.””
My father read the email.
“Did Ava ever confirm it?””
“No.””
“Did you tell Victoria that?””
“Yes.””
My father looked at his wife.
“Then why did you keep trying to move the paperwork forward?””
Victoria's eyes flashed.
“Because you were going to change your will anyway!””
Daniel stared at her.
“What does that mean?””
She pressed both hands against her temples.
“You were planning to leave more of the company to Ava. You told me you wanted her to have security.””
“I told you I wanted both my daughters to be provided for.””
“And you were going to give her control over assets she doesn't understand!””
My father stepped closer.
“Those were my decisions to make.””
Victoria's voice rose.
“You were going to give her everything while Chloe got nothing!””
Chloe stared at her mother.
“Mom, that's not true.””
Victoria turned toward her.
“You have no idea what your father has planned.””
Chloe's lips trembled.
“You told me Dad had already promised me the company shares.””
My father looked stunned.
“I never promised you that.””
Chloe took a step backward.
“But you said—”
“I told you I'd help you build your own career. I never promised you my company.””
Victoria's eyes darted between them.
She had told each of them a different story.
My father had been led to believe she was protecting the family. Chloe had been led to believe her inheritance was threatened. And I had been told that my own inheritance no longer existed.
All three stories had served the same purpose.
To keep us from comparing notes.
Richard's phone vibrated.
He glanced at the screen, then stood abruptly.
“The trustee has responded to my request for records.””
My father leaned forward.
“What do they say?””
Richard read the message, his expression darkening with every line.
“The trustee confirms that the account remains active. However, the records show that the last of the five transfers was initiated only four days ago.””
I gripped the edge of the chair.
“Four days ago?””
Richard nodded.
“The receiving account is still active.””
My father looked at Victoria.
“Did you authorize that transfer?””
She stared at the floor.
Then she whispered, “I was trying to fix it.””
“Fix what?””
She looked up, tears spilling down her face.
“Everything.””
My father didn't move.
Richard turned his laptop toward us.
“The trustee has also located a document attached to the most recent transfer request.””
He enlarged the scanned page.
At the bottom was a signature.
My signature.
And beneath it, a line of text that made my father go pale.
*FINAL DISTRIBUTION UPON BENEFICIARY'S CONSENT.*
I leaned closer.
“What final distribution?””
Richard's phone vibrated again.
He read the new message.
Then he looked directly at me.
“Ava, the trustee needs to know whether you authorized the transfer of the remaining trust assets.””
I shook my head.
“No.””
Richard nodded slowly.
“Then we have a serious problem.””
My father turned toward Victoria.
“What did you do?””
May you like
She covered her face with both hands.
And for the first time, she began to sob without looking at anyone to see whether they believed her.