Chapter 5: The Debt Hidden Behind the Wedding
Dominic wouldn't show me his phone.
He held it against his chest as if the message might disappear if he pressed hard enough.
“What's wrong with the hotel account?”” I asked.
“Nothing,” he replied.
My father gave him a long, measured look.
“You've already admitted that you spent money you didn't have. If there is a legitimate financial issue, explain it to the people responsible for the property.””
Dominic shook his head.
“It's a private matter.””
“Then why did you bring it into a public accusation against my daughter?””
He had no answer.
Renee approached with the general manager and a member of the hotel's finance team. Both carried folders, and neither appeared pleased.
“Mr. Cole,” the general manager said, “we've identified several discrepancies in the event account.””
Eleanor stepped forward.
“What discrepancies?””
The finance manager glanced at Dominic.
“Three payments were submitted under the wedding's event authorization. Two were approved for vendor services, but the supporting invoices don't match the amounts transferred.””
Chloe, who had been escorted only as far as the private-room entrance, turned around.
“What does that mean?””
“It means,” the manager answered carefully, “that we need to verify the transactions before making any conclusions.””
Dominic rubbed both hands over his face.
“Those payments were temporary. I was going to replace the money.””
My stomach tightened.
“Replace what money, Dominic?””
He looked at me.
“Vivienne, please.””
“Tell me.””
He glanced at my father again.
“I borrowed against the event account.””
The words seemed to arrive from very far away.
My father didn't raise his voice.
“Did you have authorization to do that?””
Dominic's shoulders sagged.
“Not exactly.””
The finance manager opened one of the folders.
“Mr. Cole submitted documents indicating that he was authorized to coordinate certain payments. However, the amounts in question exceed the approved budget, and the beneficiary details require further verification.””
Eleanor grabbed the folder.
“This is a family wedding! Surely there is some administrative mistake.””
The manager retrieved it politely.
“Mrs. Cole, we have to follow the same verification process for every client.””
“Do you understand how much money we've spent here?””
“Yes, ma'am. That's why we need accurate records.””
Eleanor's mouth tightened.
She turned toward my father.
“Samuel, this can be handled privately. We are all adults. There is no need to embarrass anyone.””
My father looked at the torn edge of my gown.
“You seemed comfortable embarrassing my daughter in public.””
“That was different.””
“How?””
Eleanor hesitated.
“Because Chloe was upset.””
“And now I'm upset,” my father replied.
“Yet I'm asking for records, not demanding that anyone be humiliated.””
For once, Eleanor had nothing to say.
I looked at Dominic.
“Did you use my name?””
“No.””
“Did you use my access card?””
“I only used the information associated with the event.””
“That isn't an answer.””
He closed his eyes.
“I told Chloe which corridors your card could access. I thought she wanted to retrieve something from the bridal suite.””
I remembered Chloe's recording.
If anything goes missing, we can make it look like she had access.
My voice dropped.
“And you never wondered why she needed that information?””
“I thought it was harmless.””
“Did you give her access to my personal account?””
His head snapped up.
“No!””
The answer came with enough force that I believed him, at least for the moment.
But the financial discrepancies remained.
My father asked the finance manager to preserve the records and refer the matter to the appropriate investigators. No one would be accused of a crime based on incomplete paperwork, he insisted. Every transaction would be reviewed, every signature verified, and every person involved would have an opportunity to explain.
It was exactly the kind of measured response I had expected from him.
It was also the opposite of what the Coles had done to me.
A few minutes later, Renee returned with a printed summary.
“Mr. Cole, the event account includes an authorization request submitted yesterday evening. It lists a personal guarantee from a second party.””
My father accepted the document.
I watched his expression change as he read it.
“What is it?”” I asked.
He turned the page toward me.
My name appeared beneath a block of financial language.
Vivienne Cole.
Beside it was a signature that resembled mine.
My blood ran cold.
“I didn't sign this.””
Dominic stepped forward.
“Vivienne, let me explain.””
I held up my hand.
“Don't come closer.””
He stopped.
My father studied the signature.
“Do you recognize this document?””
“No. I've never seen it before.””
The finance manager nodded.
“We haven't established its authenticity. We will preserve the original submission and have the relevant parties verify it.””
Eleanor suddenly looked frightened.
“Dominic, what have you done?””
He turned toward her.
“Don't start acting as though you didn't know.””
The words escaped before he could stop them.
Eleanor went still.
Chloe stared at her brother.
“What does that mean?””
Dominic looked around the ballroom, seeming to realize that every sentence was making things worse.
He lowered his voice.
“Mom said the vendors needed to be paid. She told me the family would reimburse the account after the wedding.””
Eleanor's face flushed.
“I never told you to put Vivienne's name on anything!””
“You told me she wouldn't mind helping if we asked.””
“After the fact?””
“I thought you had spoken to her!””
I felt physically sick.
They had been making plans with my name, my access, and my presumed wealth while I spent my evenings assembling a crib and choosing baby clothes.
I remembered Dominic sitting on our bedroom floor three weeks earlier, surrounded by paint samples for the nursery.
He had smiled at me then.
“Blue walls or cream?”” he'd asked.
“Cream,” I had answered.
“Something peaceful.””
He'd kissed my stomach.
“Whatever you want. I'm going to make sure our baby has everything.””
I had believed him.
Now I wondered whether he had been calculating how to pay for his sister's wedding while promising our child a future he couldn't afford.
My father touched my shoulder.
“Do you want to sit down?””
“No.””
My knees trembled, but I remained standing.
“Was the plan to blame me for the missing ring so no one would investigate the account?””
Dominic shook his head.
“No, Vivienne. I swear I didn't plan that.””
“Did you know Chloe intended to accuse me?””
He looked away.
“Not until she started shouting.””
“Did you tell her my access card could be used against me?””
His silence returned.
I nodded slowly.
“Thank you.””
He looked up, confused.
“For what?””
“For finally giving me an answer without saying a word.””
He took a step toward me.
“I made a mistake.””
“You made several.””
“I was scared.””
“So was I. When your mother tore my dress, I was scared. When I nearly lost my balance, I was scared. When you told me to let them finish, I was scared of what kind of life our child would have if that was the man raising them.””
Tears rolled down his cheeks.
“Please don't say that.””
“Then you should have thought about our child before you helped your family turn me into a convenient target.””
He covered his face.
For a moment, I felt the old instinct to comfort him.
It was automatic. Years of marriage had taught me to reach for him whenever he looked broken.
But I let my hands remain at my sides.
I was tired of being the person who cleaned up the damage after everyone else had finished making it.
The finance manager excused himself to continue the review. Renee arranged for a quiet room where I could rest, and my father asked a female security officer to accompany us.
As we turned away, Chloe shouted from the doorway.
“Vivienne! You're acting as though you've never done anything wrong!””
I stopped.
She was crying now, but her tears didn't soften the contempt in her voice.
“You've always wanted Dominic to choose you over us. You wanted to prove you were better than our family.””
I looked at her.
“No, Chloe. I wanted my husband to choose me when his family was hurting me.””
She opened her mouth.
Nothing came out.
I followed my father into the corridor.
For the first time all evening, I could breathe without smelling champagne, expensive perfume, and fear.
Then the finance manager hurried after us.
“Mr. Cole, I'm sorry, but there's another issue.””
My father turned.
The manager held up a second document.
“This guarantee was submitted with a supporting attachment. It appears to be a copy of Mrs. Cole's personal identification, along with a letter authorizing the transfer.””
I stared at the paper.
The signature was not mine.
But the letterhead at the top belonged to my father's company.
And the person named as the witness was someone I had trusted for years.
My father's expression hardened.
“Who prepared this?””
The manager took a breath.
“According to the submission record, it was uploaded using credentials assigned to a senior member of our executive team.””
My father went completely silent.
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Because the name on the next page was not Dominic Cole.
It was his own chief financial officer.